Retirement Planning Services

Design the Retirement You Deserve

Retirement isn’t just about a date—it’s about freedom, fulfillment, and peace of mind. Whether you want to travel, volunteer, start a second business, or simply rest well knowing you’re financially secure, your plan should reflect what you want from retirement.



At Legacy Wealth Management Group, we help you create a clear, flexible retirement strategy that supports your goals and adapts to your life’s changes—expected and unexpected.

 The Big Questions We Help You Answer

It’s Not About Guesswork—It’s About Guidance

  • When can I afford to retire comfortably?
  • What’s the right withdrawal strategy for my 401(k), IRA, or pension?
  • Should I take Social Security now or wait?
  • Will I outlive my money?
  • What happens if the market dips—or I face unexpected health costs?

These are the questions we’re built to answer—with data, experience, and a deep understanding of your priorities.

Our Approach to Retirement Planning

Personalized Planning That Lasts a Lifetime

We start by getting to know what matters most to you—your lifestyle goals, your income needs, and your tolerance for risk. From there, we create a dynamic retirement plan that includes:

  • 401(k), IRA, and Roth IRA analysis
  • Pension maximization strategies
  • Social Security timing & spousal planning
  • Required Minimum Distribution (RMD) strategies
  • Income protection through insurance planning
  • Healthcare and long-term care cost analysis
  • Tax-efficient withdrawal sequencing

We don’t believe in one-size-fits-all solutions. We believe in strategies that are designed, updated, and stress-tested for the long haul.

Benefits of Working With Legacy

  • Personalized Financial Planning: Customized investment strategies that reflect your goals, timeline, and risk tolerance.
  • Tax-Efficient Portfolio Design: Minimize tax drag and maximize after-tax returns across your entire portfolio.
  • Low-Fee, High-Quality Investment Options: We prioritize transparent pricing, cost-effective funds, and global diversification.
  • Holistic Wealth Planning: Covering retirement, insurance, estate, education, and healthcare—under one plan.
  • Fiduciary Commitment: As fee-based advisors, we act in your best interest—always.